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    Common sense wins in debate over fate of cryptocurrency in Hawaii

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    By Keli‘i Akina

    What a nice surprise it was this week when I learned that the state Division of Financial Institutions had quietly decided to let cryptocurrency companies operate freely in Hawaii, just as they can most everywhere else.

    This is an incredible win for economic freedom in our state, which isn’t known for cutting red tape.

    Keli’i Akina

    Specifically, the DFI has decided that cryptocurrency exchanges in Hawaii do not have to comply with the state’s money transmitter law, which had required the exchanges to hold cash reserves equal to their digital assets.

    This “double reserve” requirement — imposed on the companies in 2014 — meant that crypto exchanges such as Coinbase or Binance needed to have millions or even billions of dollars in cash on hand to match the value of their existing bitcoin, ethereum and other digital currency holdings.

    The result was that many crypto companies abandoned Hawaii, leaving most Hawaii residents out of the bitcoin boom.

    That is when my colleagues and I at the Grassroot Institute of Hawaii became involved in the issue. We worked to educate the public and lawmakers about the double reserve requirement and why it should not apply to crypto companies.

    At first, it was tough going. Many people still don’t know what a bitcoin is or understand how it works. But interest in crypto has grown over time, and Hawaii officials and lawmakers started rethinking the state’s crypto policies.

    In 2020, the Division of Financial Institutions and Hawai‘i Technology and Development Corp. launched the Digital Currency Innovation Lab that allowed a select group of crypto companies to operate in Hawaii without being subject to the double reserve requirement.

    As that so-called sandbox was set to expire in June 2022, we saw a series of bills introduced in the Legislature that would have let all crypto companies operate freely in Hawaii.

    On the other hand, we also saw bills such as the 88-page tome proposed by the DFI that would have severely micromanaged cryptocurrency companies to the point of removing any incentive for them to operate in Hawaii, if they couldn’t stay in the sandbox.

    Ultimately, legislators didn’t come to an agreement on the issue, so the DFI extended the sandbox for another two years.

    Last year, the Legislature approved a slightly revised version of that 2022 bill [the DFI proposal], but Gov. Josh Green, thank goodness, wisely vetoed it.


    This year, with the sandbox set to expire in June and no promising crypto bills left in play at the Legislature, we were left wondering what our officials’ next move might be.

    Well, we got our answer earlier this week when we found out that Gov. Green’s administration had unceremoniously ruled the Digital Currency Innovation Lab a success and would be allowing all cryptocurrency companies to operate freely in Hawaii beginning in July.

    In a Jan. 25 news release, the Office of the Governor said the crypto sandbox had demonstrated that the business “did not align with the concept” of the state’s money transmitters law, and that “the companies will be able to continue transaction activity as an unregulated business” — though subject still to “any applicable federal licensing or registration requirements.”

    In short, common sense won. As a result, Hawaii has gone from being one of the worst states in the country for crypto to being one of the best.

    I would like to think that the Grassroot Institute played a role in this wonderful turn of events. For years, we stood firm at the Legislature against unreasonable regulations on cryptocurrency, offering in-depth research and careful reasoning to make our case.

    And now it appears that Gov. Green’s administration decided our views were right all along, for which I am grateful.

    Deregulating cryptocurrency in Hawaii is a huge win, and I hope it’s a sign that our government officials have become more open to supporting policies that will promote investment, prosperity and economic freedom in our state.
    __________

    Keli‘i Akina is president and CEO of the Grassroot Institute of Hawaii.

    Hoarding School Impact Fees

    Here in Hawaii, our Department of Education is unique in several respects.  In most states, K-12 education is handled by localities such as towns and counties and is largely funded by property tax.  Our DOE, however, is descended from royalty – it was established by King Kamehameha III in 1840 – and it now runs education statewide.  No property tax is used to fund education; our state constitution now says that the property tax is the exclusive kuleana of the counties.

    The DOE also is unique in that it is the only state agency with the power to impose a tax.  (Even the Department of Taxation only administers and enforces taxes imposed by laws enacted by the legislature.)  The tax that DOE imposes is called the school impact fee.  We have written about it before.  Basically, developers of housing projects are required to provide land for school facilities depending on the number of kids that the projects are expected to house and the amount of capacity (or lack thereof) in the schools that now serve those projects.  Builders in the same districts that are too small to be expected to provide land are required to cough up some money instead.  In addition, all home builders or buyers must pay a construction cost fee.

    Currently, there are four school impact fee districts:  two on Oahu and two on Maui.  The most recent one is known as the Kalihi to Ala Moana school impact district, and it basically follows the path of the Skyline rail project once it hits urban Honolulu.

    Five years ago, the State Auditor, in Report No. 19-13, found that “the school impact fee law has been of questionable ‘impact.’” It allows DOE to collect money, but not that much.  As of the end of 2018, DOE had collected $5.3 million – at a time when it cost $80 million, approximately, to build one elementary school.  Also, the Auditor found that while the DOE was able to spend a few million dollars out of “fair share contributions,” which is what developers and DOE negotiated before the school impact fee law was enacted in 2007, zero – not one thin dime – was spent out of the impact fees collected.  Only one (1) person at DOE was assigned to implement the impact fee – apparently an indication of how important it is within DOE.

    We examined the school impact fee fund balances between fiscal 2021 and 2024 and found that the cumulative balances swelled from $13 million to $18 million.

    Source:  Department of Education

    Maybe these monies are not enough to build a whole school, but there is surely enough here to take care of some new or replacement facilities.  But it looks like none of it is being used.  Each of the fund balances is steadily increasing.  If some of it was being spent, we would expect some dips in the balances over time – there don’t seem to be any.

    Someone needs to get on the ball here.  We don’t think developers and other taxpayers gave money to DOE just for that money to sit around doing nothing.  Legislators don’t appropriate money to DOE just to see the appropriations lapse in a few years.  Don’t hoard that money, use it for the public good!  King Kamehameha III would not be happy with the current state of affairs.

    How Tight, Toxic Shoes Cause Skin Cancer on the Feet

    Skin cancer is the most common type of cancer, affecting about 1 in 5 people by the age of 70.1 More people get skin cancer than all other cancers combined. What could be driving skin cancer to these high incidence levels?

    When you research skin cancer, the primary cause most medical authorities will mention is ultraviolet radiation (UV).2 This will lead to recommendations to use sunscreen and get regular check-ups to look for questionable skin growths. 

    The problem with UV, of course, is that it breaks chemical bonds, including bonds inside DNA, leading to mutations that can cause cancer. UV also kills cells, making it useful as an antiseptic. On the other hand, we evolved to live in the sunlight. The energy of the UV from the sun also causes important chemical reactions in the skin that are involved in the formation of Vitamin D. So getting some UV is healthy and important, but too much can cause damage.

    Doctors, however, are of the opinion that sunshine is more harmful than beneficial, and recommend taking Vitamin D pills and using sunscreen.

    Yet, despite this advice, skin cancer is still astronomically high compared to other cancers. Something is missing about the cause of skin cancer. And this is most evident when describing the cause of skin cancer on the feet, where the sun never shines. 

    Skin cancer on the feet 

    There are different types of skin cancer. Most are benign and pose no serious health problem. But one type is different, called a melanoma. This is the rarest type of skin cancer, accounting for about 1% of all cases. But this skin cancer is the most dangerous, since it can metastasize and spread, making it potentially deadly. 

    Melanomas often develop underneath clothing, and especially on the feet. Podiatrists are often the ones discovering these skin cancers on the feet. Here is what the American Podiatric Medical Association says about melanoma of the feet:3 

    Cause: “We often view the sun’s harmful rays as the primary cause of skin cancer; the condition is often found on parts of the body that receive the most sun exposure. Skin cancers of the feet, however, are more often related to viruses, exposure to chemicals, chronic inflammation or irritation, or inherited traits. Unfortunately, the skin of the feet is often overlooked during routine medical examinations, and for this reason, it important that the feet are checked regularly for abnormalities that might indicate evolving skin cancer.” (Bold added.)

    However, this is what they say about prevention: “Prevention of skin cancer on the feet and ankles is similar to any other body part. Limit sun exposure, and make sure to apply appropriate sunscreen when you are outdoors and your feet and ankles are exposed.”

    Their recommendation for prevention shows the limits of the current model for skin cancer. No mention is made of a source of chemical exposure, chronic inflammation, or irritation. Instead, the sun is implicated, even on the bottom of the feet. How does avoiding the sun prevent skin cancer on the soles of the feet, unless you are sunbathing with your feet facing the sky?

    The Chemical Connection

    Chemicals are another cause of cancer. We apply chemicals to our skin in lotions, creams, and soaps. We apply deodorants and perfumes to the skin, as well as cosmetics, and these products usually contain chemicals known to cause problems, or are not tested for their health effects. Many times the contents of these products are proprietary and not fully disclosed, so their hazards are unknown.

    What does UV do to sunscreen applied to the skin? 

    Sunscreen, of course, contains chemicals, some of which are toxic. Some chemicals can be altered by exposure to the ultraviolet radiation from the sun, creating new chemicals in the lotion on your skin. However, the potential impact of absorbing these chemicals into your skin is ignored by medicine. Sunscreens are not tested for UV products made in sunlight when used on the skin, or what these chemicals do to the body. Some studies have shown that sunscreens can actually cause skin cancer.4

    So the primary advice to use sunscreen may be one reason why skin cancer is still high. 

    If you don’t want to lather on sunscreen, the medical authorities on skin cancer recommend that you wear clothing that blocks the sun. However, they don’t mention that synthetic clothing material can be damaged by the UV of the sun and break down into harmful chemicals that can be absorbed into your skin. Sunbathing in a polyester bathing suit, for example, will expose the skin to UV breakdown products from the material. Wearing a hat made from synthetic fabric while in the sun exposes the skin on the forehead and scalp to toxic chemicals. 

    What else can you do to prevent skin cancer besides using chemical or fabric sunscreens? Any other sources of chemical toxins that can affect the skin? 

    Tying in Shoes

    When you think about the feet and what could affect them, the first thing that comes to mind is the use of shoes. Tight shoes distort and misshape feet, causing bunions, hammertoes, callouses, and affects the joints of the ankle, knee, hip, and spine. High-heeled shoes are obviously bad for the body and legs.  

    Added to the tightness of shoes is another problem with shoes that is completely ignored by medicine, which is their toxicity. Shoes are made of a variety of components and materials, all of which have their own chain of toxic production, bringing a toxic soup to your sweaty feet.

    According to a Global Product Safety Guidebook, produced by the Footwear Distributors and Retailers of America (FDRA), in their review called, Understanding Chemical and Physical Requirements for Footwear,5 here are some of the toxic ingredients in shoes that need to be controlled:

    Lead, Cadmium, Phthalates, Azo dyes, Heavy Metals, Chrome VI, Formaldehyde, Chlorinated Phenols, Disperse Dyes, Dimethyl Fumerate, Alkylphenol and Alkylphenol Ethoxylate, Flame retardants, Organotin Compounds, PFAS/PFOA, Pesticides, VOC, Nitrosamines, Bisphenol A, Polycyclic Aromatic Hydrocarbons, Nickel, Short-chain Chlorinated Paraffins, and more.

    You don’t need to be a chemist to know that shoes are a chemical brew. Whenever you walk into a shoe store, the smell of all the volatile chemicals are a giveaway of how toxic shoes are. 

    Normally, however, when you buy new clothing, you wash it first. There are sometimes instructions that come with the garment recommending washing it first. But nobody washes shoes when they are new. Or even when they are old. Shoes retain their chemicals as they slowly leach into sweaty socks and the hot feet therein. 

    Tight Socks and Lymphedema

    When wearing shoes, the feet usually also have socks on, which come between the shoe and the foot. However, socks contain their own chemical components, especially synthetic socks with polyester or nylon or spandex. All these synthetic chemicals can leach into the skin from the socks, which are also absorbing the chemicals in the shoes. 

    However, socks also constrict the skin to hold on and not slide down. The tops of socks are amazingly tight, as is evident by indentations and grooves around the leg where the sock held on. What health problems can tight-topped socks cause?

    All tight clothing interferes with circulation. If very tight, the clothing can impair blood circulation, as with a tourniquet. Loosen up on that a little, and arterial blood can pass, but venous blood returning to the heart can still be stopped by the compression. Let up some more, and the veins can drain, but the lymphatic system can still be constricted to some degree and not properly flowing.

    The lymphatic system is the circulatory pathway of the immune system. It consists of microscopic tubules that drain the fluid bathing the cells, called lymph, and takes this fluid to lymph nodes for immune system response, if needed, eventually returning the lymph to the bloodstream. If tight clothing compresses or constricts these lymphatic vessels, fluid can be blocked in the tissue spaces, making the skin congested with lymph. This is called lymphedema. 

    People can see and feel puffy skin on their feet and ankles when removing their socks at night. There is usually a deep groove where the top of the sock had been digging into the skin, where it was holding on with tight elastic.

    Gravity also pulls fluid down to the feet while you are standing and vertical all day, adding to the problem of fluid in the feet. And sitting also crimps blood vessels in the inguinal area, increasing resistance to the return of blood from the feet. This further contributes to lymphedema in the skin of the feet.

    Lymphedema of the skin of the feet can lead to foot fungus, poor wound healing, and ulcers. Add to that cancer-causing toxic chemicals from the shoes, and you have the conditions for skin cancer. 

    Putting it all together

    In summary, the skin of the feet is toxic from soaking in chemicals leaching from shoes and socks. These toxins cannot effectively be flushed away from the feet with poor circulation from tight-topped socks constricting the skin lymphatics. The socks concentrate these shoe-leached toxins in the skin of the feet by impairing the natural lymphatic cleansing process. And since the lymphatics are essential for immune function, constricted lymphatics also result in reduced ability to fight developing cancers. 

    Too Simple for Medical Minds?

    Here, then, is a simple model for explaining the medical mystery of why people get skin cancer on the bottom of their feet.

    Amazingly, this simple theory is not even mentioned by any of the authorities on skin cancer and feet. There is no mention of tight, toxic shoes as a source of chemical exposure, chronic inflammation, or irritation that can lead to skin cancer.

    This is not the only instance of medicine ignoring tight clothing as a factor in cancer development.

    Bras, too

    Shoes are one of the tightest articles of clothing people wear. But there is another part of the body that is subjected to tight and toxic clothing, and that is the breasts and the use of bras. (By the way, the breasts are considered accessory skin organs, specifically, modified sweat glands. So breast cancer is really a form of skin cancer.)

    I have written extensively about the bra-cancer link. My team performed the world’s first study looking specifically at the impact of bras on breast cancer incidence, called the 1991-93 US Bra and Breast Cancer Study, published in the book, Dressed to Kill: Link Between Breast Cancer and Bras.6 Since then, numerous studies from around the world have confirmed the link,7 and new bra styles are being designed for less constriction of the breasts, and containing less toxic fabric. 

    The bra-cancer link, like the shoe/sock-cancer link, is caused by a tight garment impairing the essential functions of the lymphatic system.8 This causes tissues to become congested with toxic fluid. In addition, these garments can themselves deliver some of these toxins directly into the skin exposed to them. 

    Of course, some toxins come from our polluted food, air, and water. Plastics are poisoning us all. But most of these toxins are detoxified by the liver and kidneys and eliminated from the body, if they can first be flushed away from all the tissues of the body. If we have proper circulation, then toxins are less of a problem. If we constrict our toxin-removing lymphatic system, then toxins get focused in an area of the body that is constricted by tight clothing. 

    However, the current medical model for cancer does not consider the impact of tight clothing on circulation. The current cancer model doesn’t even consider the importance of the lymphatic system in immune function and fighting cancers as they develop. The current model just considers the lymphatics as a pathway for cancer spreading, not as a natural mechanism for cancer prevention. It ignores the mechanical impact of tight clothing on circulation and on the function of the extracellular matrix. 

    Wearing Blinders

    How can the medical model be so stupid? How can any intelligent researcher or doctor completely ignore bras when considering breast cancer, and ignore shoes when considering foot cancer? Is the theory outlined above too difficult for medical researchers to understand? 

    Or is there no profit in telling people to not wear tight clothing to prevent cancer when you make your money selling cancer detection services, followed-up with the inevitable surgery, radiation, and chemotherapy?

    Perhaps the medical industry just doesn’t want to throw stones at the chemical industry because it is part of that industry? Some of the most toxic substances people take into their bodies are drugs from the pharmacy.

    Fortunately, you don’t have to be this blind to the truth. People are now catching on that the medical industry is more concerned about control and profits, than about health and people. You can save yourself the health problems of tight, toxic clothing today! 

    Here is what you can do

    1. Stop wearing any clothing that is made of synthetic fabric. That’s the same as wearing plastic, since fabrics like polyester are literally plastic. We know plastics are polluting the environment. They are also polluting your personal environment, which is your body.

    2. Don’t wear anything tight. If any garment leaves marks in your skin, then it is too tight.

    3. Only wear clothing that is made from natural fibers, such as cotton, silk, hemp, wool, and linen. 

    4. Always wear socks when wearing shoes. 

    5. Make sure socks are not tight around the leg/ankle, which is evident by indentations in the skin when you take it off. Try buying cotton “diabetic” socks, which have looser tops. 

    6. Buy non-toxic shoes, if you can find them. Make sure they are wide enough for your feet. The toes should be the widest part of the shoe. 

    7. Be barefoot as much as possible. Shoes have a place in our lives to protect our feet, if they are not tight and toxic. But being barefoot, as nature intended, is optimal whenever possible. However, keep in mind what you are walking on with bare feet, such as toxic carpeting.

    8. Change socks often to prevent soaking your feet in sweat mixed with shoe toxins. 

    9. Wash your feet after wearing shoes. 

    10. Never wear socks to bed, since the constriction will never end. The same goes for bras. Never sleep in tight garments.

    11. Get rid of all high-heeled shoes. There is no use for these types of shoes except for those with a foot and leg fetish. The same thing goes for the push-up bra, which is the equivalent of a stiletto-heeled shoe. These items are often worn together, since they are both clothing fetishes. If you choose to use these tight garments, then take them off as soon as possible.

    12. Stop donating to cancer societies or organizations which do not recognize the harms of tight clothing on cancer development. They are either incompetent, or they are shills for the drug industry.

    13. Tell your children, friends, and loved ones that they can be killing themselves with their clothing. Your doctor won’t tell them this.  The Internet won’t have much information about non-drug solutions to problems. The public needs to spread the word. Medical incompetence, self-interest, and stubborn arrogance will continue to keep these obvious ways to prevent cancer from the public. 

    14. Tell your doctor that tight clothing is bad. They only know what they are trained to know, and most of that comes from animal research on naked animals that don’t wear bras or shoes, not to mention tight socks. 

    15. Tell your doctor that toxic chemicals are bad, especially when you wear them tightly next to your skin. If the doctor says that there is no reliable research showing these toxic chemicals are bad, then get another doctor. 

    16. Remember, explaining to you how clothing choices affects your health is not something a doctor thinks of doing. And it avoids needing to prescribe drugs or surgery, which is all the medical industry knows how to do, and all they profit from doing. 

    Doctors are probably also wearing tight bras and shoes themselves. So have some patience with the doctor, and let the doctor  know that they are harming themselves with tight clothing.9 

    Someone has to educate doctors about the hazards of tight clothing. Until cutting a bra strap, or severing shoelaces, are considered billable medical procedures, don’t expect medicine to tell you how to prevent disease, including cancer, by simply changing your wardrobe. 

    1.  https://www.skincancer.org/skin-cancer-information/skin-cancer-facts/
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    2. What to know about foot melanoma, Medical News Today
      https://www.medicalnewstoday.com/articles/79115#prevention
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    3. https://www.apma.org/skincancersofthefeet
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    4. Sunscreen: Snake Oil of the 21st Century, The Institute for Natural Healing
      https://www.institutefornaturalhealing.com/2012/07/sunscreen-snake-oil-of-the-21st-century/
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    5. http://fdra.org/wp-content/uploads/2014/08/Footwear-FDRA-Chemical-and-Physical-Testing-Guidebook-2014-Aug.pdf
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    6. Dressed to Kill: the Link Between Breast Cancer and Bras, Second Edition, (2018) 
      https://squareonepublishers.com/products/dressed-to-kill-second-edition
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    7. See https://brasandbreastcancer.org/supportive-references. 
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    8. How Bras Cause Lymph Stasis and Breast Cancer, academia.edu
      https://www.academia.edu/36287546/HOW_BRAS_CAUSE_LYMPH_STASIS_AND_BREAST_CANCER
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    9. Doctors and Lifestyle: The Blind Leading the Blind, academia.edu
      https://www.academia.edu/44997719/Doctors_and_Lifestyle_The_Blind_Leading_the_Blind
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    Refining Your Henry Rifle with Skinner Sights

    The story begins with the recent acquisition of a Henry Rifle.

    In my case it was a “Big Boy” — a 16.5″ carbine chambered in .44 magnum. It’s main purpose is to ring a gong at 100 yards but it would also be ideal for pig hunting or possibly bringing home some venison from the countless Axis Deer that populate Molokai, Lanai and Maui.

    Why a .44 rifle? Anyone who reloads can tell you that it’s much easier to reload a handgun round rather than a rifle round. For my purposes the .44 is ideal.

    The Henry is reasonably priced, well made, well finished and in my estimation, a more than decent rifle.

    However, not everything is ideal.

    As I began my research for this article, I discovered a on a blog called Major Pandemic, a moniker that is prescient considering the current situation. (But that’s another story).

    The article begins with this insight:

    “After you fall in love with a Henry rifle and drop the cash down on your gun dealers counter, the next thing you will start pondering is your love or disdain for the semi-buckhorn sights.”

    Amen, Mr. Pandemic.  

    I did fall in love with the Henry and per your comment, I’ve never been a big fan of the buckhorn sight. Sure, they were fine when they were introduced in the 1860s, but technology has moved on since Abraham Lincoln was president. Tradition is great but there’s better technology out there.  

    Big Boy Steel Rifle & Carbine.44 Mag/Spl, .45 Colt, .357 Mag/.38 Spl from Henry. Handsome rifles indeed, but I just didn’t care for the buckhorn sights. That’s where Skinner changed the equation.

    So what were my options?

    I rang my friend Jackie Johnson at Henry Repeating Arms and asked her to recommend sight system that I might swap out for the buckhorn. She immediately replied, “Skinner.” I did a little googling and quickly agreed this was the ticket.

    Why?

    First and foremost, Skinner makes peep sights, which I find to be superior to just about anything on a rifle. (I’ve used them on an AK and an AR and realized they’d be ideal on the Henry).

    Here’s how the method functions:

    A peep sight improves a notch-and-post open sight by enhancing your eye’s capacity to see the front sight relative to the target.

    How does it work?

    If you look through a peephole your vision automatically centers on the front sight. It’s where your focus will automatically go. In other words, it’s a much more intuitive way to acquire a target than a conventional front and rear sight system which in my opinion, takes more brain activity to complete.

    Skinner’s rear sight not only functions perfectly as a peep sight its visually pleasing. This is especially true with their with brass components. (Their peep sight is also available in blue steel and stainless). As one reviewer said, the Skinner system looks like it actually belongs on the Henry.

    That was an astute comment.

    In other words, the Skinner sight blends perfectly with the Henry aesthetic rather than looking like some gratuitous, third-party add-on. (They are also available for every other lever action, Winchester, Marlin, Rossi, etc).

    The rear sight was easy to install. No tapping and drilling. What a concept!

    All you need to do is remove several screws and pop on the sight. It couldn’t be easier. (See photo at top of the page).

    The front was slightly more nuanced.

    First, you’ll need to tap out the existing front sight.

    Why?  You could conceivably leave the original sight on but Andy Larsson, the owner of Skinner, tells me that there’s a 50/50 chance that the geometry will not work, and you won’t be able to dial your rifle in. Ergo, it’s better to replace the stock front sight with a Skinner.

    In my case it took a few tries to get the geometry correct. I ended up with the .625” front sight blade, the tallest they make. Of course, it’s going to vary with the ammo or if you’re a reloader, the load, bullet type etc. I finally got consistent printing with the this blade and the peep site, which is adjustable both for elevation and latitude.  

    To remove the front sight, simply put the rifle in a vice and tap out the stock front sight with a brass punch, moving the (dovetail) mounted sight from left to right.

    Be careful. It’s easy for the punch to slip. In my case, it happened and I slightly marred the barrel. I touched it up later with a gun bluing pen and no one was the wiser.

    Adjusting the Skinner Peep Sight is as easy as loosening up an allen head screw. The Skinner “Express” model melds perfectly with lines of the receiver so it doesn’t look like some third party add-on.

    The next step is to tap in the combined dovetail-mounted ramp assembly (right to left). You may have to take off a bit of metal with a triangular file to get it in. Once centered you can cinch the assembly down with a screw in order to gain some purchase on the barrel…or not, in my case.

    The next thing to do was to add the new sight atop the ramp. Again, the process should go start on the right hand side. In my case this definitely needed some metal removed from the dovetail. Just take off a bit, a stroke or two from the file at a time. I was able to get it in atop the ramp, but it moved a bit, moving the whole assembly over. No worries. Eventually I was able to center both the sight and the ramp.

    Once you’ve added the front and rear sights, tweaking the rear sight at the range is pretty easy.

    Just don’t forget to take along the allen wrench, provided by the manufacturer.

    Conclusion:  This is straightforward to install and, in my opinion, light years better than the stock Buckhorn system. It’s both easy to look at and use. Prices respectively for blued, brass, black & gold and stainless are $95, $100, $115, $105. This is one investment that’s obligatory and will bring years of enjoyment. There are options for rifles other than lever action.

    Visit Skinner at https://skinnersights.com.

    Use tax policy to help Hawaii residents thrive and prosper

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    By Keli‘i Akina

    It used to be that you could trust the Legislature to not raise taxes during an election year.

    That’s when we could all breathe a sigh of relief, confident that the desire of politicians to get reelected would keep our wallets safe a little longer.

    But not this year.

    An emerging trend at the Capitol has been social-policy tax hikes. These proposals have all the features of traditional tax hikes, but with the added appeal of advancing a particular social-planning goal. In addition, they often are aimed at easy targets, such as tourists, out-of-state homebuyers or “the rich.”

    All of the tax bills at the Legislature that my Grassroot Institute of Hawaii colleagues testified on this week fit into this category. Among those were:

    >> SB3053, which would impose a conveyance tax hike on property values at more than $6 million, and is touted by its advocates as a “tax on real estate speculation.”

    >> HB2778, which seeks to add a surcharge to the transient accommodations taxes paid by tourists staying at short-term rentals outside of resort areas.

    >> HB1537, which would “repeal the counties’ exclusive power to tax real property” by allowing the state to levy a property tax surcharge on residential investment properties worth $3 million or more.

    >> SB2525, which would create a “carbon tax” that would increase the tax on fossil fuels — such as gasoline — by more than 3,800% over 10 years, then increase it every year thereafter into infinity. SB2525 also proposes a large tax credit in the hope that it will quell public resistance to the immensely higher cost of fuel that it would cause.

    So what is the problem with these kinds of taxes? Why shouldn’t lawmakers target tourists, short-term rental owners or wealthy real estate buyers, or try to reduce Hawaii’s “carbon footprint”?

    The main reason to oppose tax proposals such as these is that it is nearly impossible to create a tax that won’t affect Hawaii’s economy as a whole.

    For example, conveyance tax hikes on high-value properties can discourage both commercial and residential investment, leading to lost jobs and economic stagnation. In addition, such taxes are less effective than lawmakers might hope because the target group has the means and incentive to find loopholes or simply leave the market.

    Perhaps more important, high-value properties are moving targets, especially in Hawaii — where home values have risen so quickly that more and more, average property owners are finding themselves perilously close to being included among “the rich.”

    Regarding the proposed TAT surcharge, this likely will affect tourism spending, which would affect a wide range of businesses in Hawaii besides just short-term rentals. Depressed tourism spending would also depress tax revenues — maybe that alone could persuade lawmakers to reject this bill.

    Meanwhile, adding a state surcharge to county property taxes on higher-value properties would send a discouraging signal to the market that the state has planted its flag in the property tax realm, and likely would expand its newfound taxing powers in the future.

    As for the carbon tax, even a generous credit to Hawaii residents would not be able to offset the depressive effects of a massive tax hike on fuel and energy. The burden would be felt widely, especially by lower-income residents and businesses that rely on transportation.

    The reality is that there is no such thing as a neutral tax. Trying to tax just one group or product and expecting that it won’t affect the economy as a whole is like trying to add sugar to just one side of your coffee. It simply doesn’t work.

    Tax hikes have consequences for our economy, our job market and our cost of living. As my Grassroot colleagues constantly point out in our legislative testimonies, Hawaii residents and businesses need a break from relentless tax hikes, fees and surcharges.

    In a sense, reducing taxes can also be a “social policy” tactic. By giving our economy a chance to grow, everyone in Hawaii could experience greater economic opportunities to earn and build wealth. We could end the exodus of our families, friends and neighbors to the mainland or elsewhere, and we could all more easily thrive and prosper.

    Now that’s a social goal I could go along with.
    __________

    Keli‘i Akina is president and CEO of the Grassroot Institute of Hawaii.

    Important Tips for Hacking Your Penis

    Greetings, fellow people with penises. (Those who do not possess penises may want to skip to another article, unless you’re curious.)

    Some of you are new to having penises, including young people, and there are lots of things you need to know to keep your penis healthy. And in today’s sick world, it’s tough for a penis to stay healthy. 

    As a medical anthropologist, I study all the ways our culture makes us sick. Usually, there are taboos around certain body parts, such as the penis, which keep people from knowing the best penis practices for health. My efforts to get men straight about penises has earned me the title of Penis Whisperer by the American Council on Science and Health. 

    So I’m going to shoot straight from the hip, and tell it like it is about the penis. Here are some tips for optimal penis hacking.

    First, let’s start at the beginning, when the boy is delivered by the stork. At that point, the penis comes equipped with a standard feature, called a foreskin. It covers the head of the penis, and helps protect that highly sensitive area. Mother Nature, or maybe God, knew when developing the human penis that it needed a foreskin. 

    Unfortunately, doctors playing God decided that foreskins are not really good, and are actually bad. In fact, they are considered so bad, that doctors cut it off the infant before you can say “child abuse”.  

    So a big tip for a healthy penis is to keep your foreskin, if you can. However, most doctors ignore the cries of babies while circumcising them. 

    Eventually, the boy will reach puberty. Puberty is considered the coming of age. But it is also the age of cumming. This will lead boys to spending many hours in private session with their penis, learning its ways.

    Of course, the most important thing to remember when masturbating is to first wash your hands. Every diligent parent should, upon walking in on their masturbatory son, make sure he has washed his hands first. Your child will thank you. (Not really) But as the mature parent, you know the value of cleanliness. And their hands should be clean when they start. 

    It is also important to avoid penis lubricants that contains toxic chemicals. Fragrances and other chemicals in lotions and creams can be irritating to the skin, and are absorbed by the penis. So try using natural ingredients to wax your pole. 

    This relates to the next tip, which is to keep your penis clean. Don’t use soap or detergent, unless your penis is coated with axel grease or something that really needs stripping. You don’t want to dry-out your penis skin. Warm water is all you should need. And if a foreskin is still there, just pull it back and rinse. 

    These hygiene rules will serve the penis well once women come along. You don’t want a dirty penis when having sex, since it poses a threat to you and your partner. 

    Penises should also beware of vaginas and the lotions and/or creams used therein, such as spermicides. The rule of thumb is that whatever is applied to the vagina will also be applied to the penis.   

    Another possible problem penises may have with vaginas is the health of the women with those vaginas. A healthy penis must stay away from unhealthy spaces, and should always know the owner of the vagina. 

    Failure to detect vaginal threats can result in sexually transmitted diseases, which are proof that you are no longer a virgin. For some men, a moment of pleasure can mean a visit to the clinic, with the hope the disease isn’t resistant to drugs.

    Other men will dodge the bullet of STDs, but get hit by the bomb of paternity. This means use a condom, or make sure the vagina is not in a fertile or infected woman. 

    Of course, vaginas are not the only place penises sometimes find themselves. Basically, penises are into any orifice that can accommodate them. The primary vaginal alternative is the digestive system, which is usable at either end. These are fair game from the penis’s perspective, so consumer beware.  

    After sex comes sleep. Most men lose their body awareness when asleep, and don’t know what is happening to their penises. Some men sleep on their backs or sides, which doesn’t really impact the penis very much. But some men sleep on their bellies, leaning on their penis all night. 

    No hose benefits from compression. Imagine what it must feel like for the relatively small penis to have 200 pounds of man leaning on it all night! Well, I guess some people might like that, but if you were a penis, you wouldn’t. Not typically. 

    Penises know they are useless if they lose their ability to freely pass urine, or sperm. If you lean on a penis long enough, say 8 hours every night of your life, then expect a flattened penis, or as doctors call it, “pancake penis”. You will also see the penis bending to the left or right, depending on where the man placed his penis while lying on it. 

    Speaking of compression, some men wear tight underwear, smashing their penis into their balls. This isn’t good for the penis or the balls. Tight underwear heats the sperm, too, making them lazy and reducing fertility. Never sleep in underwear, and consider going without any during the day, unless you have a leakage problem. 

    Over time, if you care for your penis well, it will serve you with pride. However, time takes its toll on everything in our bodies. We droop over time, giving us saggy eyes, saggy jowls, saggy neck, and, for men, saggy balls. Time also gives men a saggy penis, which is especially disconcerting when trying to use it for anything other than urinating. 

    Some men choose to stand up to penile sagging by using erection-causing drugs. This can make the penis do trick for hours on end. But like an old dog, doing tricks for hours can wear out the penis. The erection is maintained by blood, which can clot when pooled in the penis for hours on end. Keep in mind the penis is like a balloon, but filled with blood and not air. Too much pressure will stretch the penis to the limit, making it harder to be hard.

    You just don’t want to push a penis beyond its limits. That goes for all of us. 

    In the end, what’s good for the penis is good for the person. If men respect their penile needs, they will be as healthy as their penis. This is why the penis points the way to health. And that’s something to stand up for. 

    What Were They Thinking?

    It’s now 2024 and a new session of the Hawaii Legislature is upon us.  The deadline for introducing bills for consideration by the Legislature has passed, and the process to separate the wheat from the proverbial chaff has begun.

    In this week’s column, we will look at a handful of the bills that have been introduced.  We’ve picked them because they leave you either with a feeling of pure dread or a quizzical feeling of “What in the heck were they thinking?”

    Let’s start with HB 2734, which is definitely in the latter category.  It’s a bill to modify the capital gain rates in our income tax law.  Now, individuals pay a top capital gains rate of 7.25%, and corporations pay 4%.  The bill would change this for nonresidents, foreign individuals, and foreign corporations.  The bill drafters apparently wanted to impose the tax at 39% for capital gains earned by nonresidents – take that, you suckers – but saved the real devastation for capital gains earned by foreign individuals or corporations, which they wanted to set at 150%.  One hundred fifty percent.  For them, the tax would wind up being more than the amount of gain. 

    The way that bill would actually work, though, is that it would tax such gains at the maximum individual or corporate rate depending on who the taxpayer is.  As written it would never kick in with an actual 150% tax rate.  But it is blatantly unconstitutional anyway.

    One of the bills in the make-you-shudder category is HB 2686, “Relating to the Stabilization of Property Insurance.”  It recites that the market for property insurance has become tighter and tighter, with an increasing number of insurers declining to write coverage in Hawaii.  The answer the bill provides is to hike the transient accommodations tax, hike the conveyance tax, reinstitute and reestablish special assessments of insurers to capitalize the Hawaii Hurricane Relief Fund (which, by the way, has $186.7 million just sitting there, as we wrote about before).  The tax hikes are now indicated by a blank, or several blanks.  We as taxpayers have no idea how much of a tax hike the legislators are considering and neither do the folks at the Department of Taxation who prepare revenue estimates for proposed legislation.  Can’t do those estimates if the tax rate is blank!

    HB 2629 and SB 3005 are give-and-take bills.  Under current law, there are two rate schedules for the conveyance tax.  One goes from 0.15% to 1.25%, depending on value, for the sale of a condominium or single-family residence for which the purchaser is ineligible for a county homeowner’s exemption, and the other, for all other taxpayers, goes from 0.10% to 1.00%.  The bill would get rid of both schedules and give us just three tax rates:  0.5% for properties under $2 million; 4.0% for properties between $2 and $10 million; and 6.0% (yes, almost five times the original maximum rate) for properties valued at more than $10 million.  The bill would establish the Homeless Services Fund and feed it with lots of the extra tax collected, as well as maintaining the earmarks now placed on that tax.

    New taxes for which bills have been simmering in the legislature for a while include the carbon tax (HB 2178 and SB 2525) and the road usage charge (HB 2494 and SB 3183).

    No one is safe, folks!  Hold on to your wallets!

    Are COVID Variants Coming from a Lab?

    The COVID-19 virus, called SARS-CoV-2, has underdone many changes since it came into our lives in 2019. But one thing remains the same.  We are still not getting the full story about this virus from the government. 

    Now, in early 2024, there are still new variants emerging which baffle scientists, and which prompt calls for alarm. 

    SciTechDaily.com explains the problem, in the article, “Surprisingly Different” JN.1 Variant Is a Game-Changer in Our COVID Battle

    The article describes how the new JN.1 variant can further evade the immune system, making this variant more transmissible and possibly more dangerous. However, there is another aspect of this virus that concerns scientists. 

    As the article explains, “Normally, SARS-CoV-2 variants look quite similar to what was there before, accumulating just a few mutations at a time that give the virus a meaningful advantage over its parent.

    However, occasionally, as was the case when omicron (B.1.1.529) arose two years ago, variants emerge seemingly out of the blue that have markedly different characteristics to what was there before. This has significant implications for disease and transmission.”

    It’s never good for a virus to come from “out of the blue”. The original SARS-CoV-2 seemed to come from “out of the blue”, too, but it probably came out of a lab, in Wuhan. 

    The article continues, “JN.1 has inherited more than 30 mutations in its spike protein. It also acquired a new mutation, L455S, which further decreases the ability of antibodies (one part of the immune system’s protective response) to bind to the virus and prevent infection.”

    If this virus is a bioweapon, as is probably the case but will not be admitted in our lifetimes, then it is already involved in gain of function research, which alters the virus to make it more infectious and damaging. The new mutation, L455S, could be the latest innovation to further weaponize this virus.

    The appearance of new variants could be the outcome of natural evolution in billions of people infected with this virus around the world. But it could also be from labs around the world working on bioweapons and making SARS-CoV-2 more powerful a weapon.

    A secret pathogen-containing laboratory was recently discovered in California in November, 2023. According to the New York Post, Thousands of vials of biological substances — including some labeled “HIV” — and a freezer marked “Ebola” were found inside a secret Chinese-owned biolab in California which the Centers for Disease Control and Prevention and FBI initially refused to investigate, according to a House committee report released Wednesday.

    According to ArmsControl.org, in their fact sheet, Chemical and Biological Weapons Status at a Glance, bioweapons are still being actively developed by many countries despite attempts to limit or ban them. Some countries deny having bioweapons, but they are accused of lying. “Some states have officially declared BW (bioweapons) or CW (chemical weapons) programs, while other programs have been alleged to exist by other states.”

    The point is that a new virus mutation can come from “out of the blue”, or it can come from out of a lab, and you couldn’t easily tell the difference. 

    Is it inconceivable that some biolab is working on further gain of function for this already powerful bioweapon? Labs around the world already have samples of SARS-CoV-2 virus and its variants for testing purposes.

    If new variants which apparently come from “out of the blue”, such as JN.1, are actually bioweapons that are deliberately or accidentally released, would health officials let us know? 

    Would the government tell the public that we are under perpetual attack by variants of SARS-CoV-2, some made by nature, and some made by government scientists working in secret with taxpayer funding? 

    My guess is that it’s easier to get compliance with infectious disease procedures when people think Mother nature is making them sick, and not some scientists on a DoD grant. We feel we have no control over Mother Nature, and must endure natural sickness. But we get angry when we suffer because of someone who plays with pathogens. 

    Unfortunately, so long as the COVID pandemic continues, the world’s population will be tested with new variants. These tests will happen naturally, as the virus spreads and mutates like other viruses. Even a genetically modified virus designed as a weapon will mutate naturally as it infects billions of people. 

    But these tests can be happening by design, as well. The pandemic gives great cover for covert operations. 

    Suspiciously, this scenario of some new variants coming from labs, especially those that come from “out of the blue”, is never mentioned. This is an obvious possibility given the original lab leak theory and the fact that gain of function research is ongoing. 

    Why is this not discussed? Why was the Wuhan lab theory resisted and discredited before being mostly accepted? 

    The missing piece of the COVID puzzle is the biggest piece of all. It’s truth. 

    Governments which make bioweapons, including the US, will not discuss the details of clandestine research. Errors and accidents will happen, of course, but these will be covered up, for national security reasons. 

    Of course, the vaccine industry has samples of variants for testing, or genetically manipulating. These multibillion dollar vaccine companies, now even fatter from government COVID panic-buying, are standing by with their new and improved vaccines for new and improved variants.

    If anything is clear about COVID, it’s that you can’t trust what you read or hear from those in charge of public health. They are part of a government that is developing bioweapons. 

    The truth may be more in what they don’t say, and in what they censor others from saying. 

    And they’re not saying anything about new variants possibly coming from a lab. 

    Just saying…

    Oh BOI, More Red Tape for All

    A new reporting requirement has kicked in this year, and lots of people will be affected.

    The reason for the requirement is a growing perception that ultra-wealthy oligarchs, bad actors, and others are seeing us—the United States—as a haven where they can park money or assets in entities, like limited liability companies, corporations, or partnerships, and then obscure the ownership of the entities through agreements or understandings through which one person is on record in the corporate filings but another person actually calls the shots. Other countries require the identities of those with “beneficial ownership interests” (BOI for short) to be reported to the government. Ours hasn’t required this reporting but will now.

    The law making this change is called the Corporate Transparency Act, which became law in January 2021 after Congress overrode President Trump’s veto of the William M. Thornberry National Defense Authorization Act for Fiscal Year 2021, Pub. L. No. 116-283, of which the Corporate Transparency Act was a part.

    Starting this year, covered entities, loosely defined as any legal entities created by filing a document with a state or tribal office, will need to report their beneficial owners to FinCEN (Financial Crimes Enforcement Network).  FinCEN is the Treasury group set up to catch money laundering and related crimes.  You may have heard of them because if you are filling out your income tax return and you have $10,000 or more in a foreign financial account over which you have control, then you need to check a box on your return and file a separate report with FinCEN.

    Some entities are exempt from BOI reporting, such as SEC-registered entities, tax-exempts, and regulated businesses in the financial sector. FinCEN has put out a more comprehensive guide here.

    New entities generally have 30 days to report, although 90 days will be allowed for entities formed in 2024.  Existing entities must report sometime this year.  Hefty fines and penalties await those who are found noncompliant, as in civil fines of $500 per day of noncompliance and the possibility of a criminal conviction with a $10,000 fine and 2 years imprisonment per willful violation.

    Actual filing is done on a FinCEN website.  The filing doesn’t cost anything.  I tried it myself because I have a single-member LLC that holds my law practice.  The website offers two options:  download a PDF, fill in the information, and upload the finished version; or fill in the form on the website directly.

    At this point, I don’t recommend the PDF.  It gave me some strange issues. For example, when asked to validate my identity, one of the options was “U.S. Passport.”  I selected that and duly uploaded my passport photo page, but the PDF then said my information couldn’t be validated because I didn’t specify the country of my identity document (which, by the way, was grayed out in the PDF when I selected “U.S. Passport”).  I tried switching to a state driver’s license, saved the PDF, but the required “Ready to File” button stayed grayed-out and couldn’t be pushed, without any obvious explanation.  After that, I rage-quit dealing with the PDF, used the direct entry system instead, and had no problems filing.

    That bad BOI was kind of exasperating for me; but it doesn’t have to be that way for you.  Good luck filing!

    Chances are good 2024 Legislature will lead us toward a better Hawaii

    By Keli‘i Akina

    The start of Hawaii’s annual legislative session is always marked by hope and trepidation.

    Will this be the year that we finally start to see positive big changes — or are we going to see more taxes, more spending, more regulations? In short, the same old same old?

    Overall, I am optimistic that the 2024 Legislature will lead us toward a better Hawaii.

    Keli’i Akina

    One reason I am optimistic is that my colleagues and I at the Grassroot Institute of Hawaii have been especially focused on working with legislators to introduce bills that would make it easier to build housing and improve healthcare access.

    And we haven’t been doing it alone. In the spirit of “E hana kākou” (“Let’s work together”), we have been working with other individuals and organizations to find common ground and advance new policies.

    On the matter of housing, we are supporting a wide range of bills that together could make a big difference in easing Hawaii’s housing crisis. Many of these bills reflect proposals we presented in Grassroot’s most recent policy brief, “How to facilitate more homebuilding in Hawaii.” They include:

    >> HB1630 and SB3202, which would allow construction of smaller, less-expensive houses known as “starter homes” that more people could afford.

    >> HB2212 and SB3227, known as “Yes in God’s Backyard” bills, which would allow churches, educational institutions and other certain nonprofits to build affordable homes on their own lands.

    >> HB2090 and SB2948, which would promote adaptive reuse of commercial buildings.

    >> HB1632, which would authorize self-certification of building plans.

    To address Hawaii’s healthcare shortages, we would like the Legislature to build on the Interstate Medical Licensure Compact it passed last year, which will soon make it easier for out-of-state physicians to practice in Hawaii.

    It could do that by allowing Hawaii to join the national Nurse Licensure Compact, which, like the compact for doctors, would make it easier for out-of-state nurses to practice here. Bills we support that would accomplish that include HB2158 and SB2492, and HB2415 and SB3104.

    We are also hopeful this will be the year that the Legislature finally exempts medical services from the general excise tax. The bills that would make that happen are HB2627 and SB2169.

    And also related to healthcare, we are supporting bills that would either liberalize or repeal the state’s medical certificate-of-need laws — HB1963 and SB2123, respectively. As the Senate bill says, CON laws “stifle competition by protecting incumbent providers and creating a burdensome approval process for establishing new facilities and services.”

    Of course, housing and healthcare are not the only issues we have set our sights on. We also will be working to promote government transparency and accountability; protect our rights to property; reform the state’s asset-forfeiture program; create a more liberal environment for cryptocurrencies; and support the speedy recovery of Lahaina and other parts of Maui that were affected by the August 2023 wildfires.

    As usual, we will fight to save Hawaii taxpayers millions of dollars, prevent government boondoggles and foster a more diversified economy by challenging the many attempts to increase our taxes, state spending and regulations.

    The quest for a better Hawaii might seem daunting, but we are not without hope — because we know we are not alone.

    In the coming weeks and months, we will share with you ways you can get involved with these efforts. If you feel called, please join us. With your help, the victories we can achieve will surely be sweeter and more abundant.
    __________

    Keli‘i Akina is president and CEO of the Grassroot Institute of Hawaii.